According to the US Elections Project at the University of Florida, near 100 million Americans have already voted, and a rise in mail-in voting is raising concerns that it might take a lot of time to know the election results as officials process much more mail-in ballots than usual. President Trump recently threatened legal action to block the counting of ballots if they arrive after election day. Meanwhile, Democrat Joe Biden has been leading the polls for a long time but four years ago polls proved to be wrong and Donald Trump won. Still, regardless of the winner, markets seem to agree that a new stimulus is much needed to help the economic recovery. Yet, personal spending surged and was the main driver of a record 33.1% annualized growth in Q3, helped by checks and weekly unemployment benefits from the federal CARES Act. Indeed, many people are still unemployed as the economy only recovered nearly half of the 22 million jobs lost in March and April. Democrats have been pushing a $2.2 trillion stimulus package, and Biden's campaign includes additional checks to families; forgiving a minimum of $10,000 per person of federal student loans; and increasing monthly Social Security checks by $200/month. Republicans proposed a package worth around $1.8 trillion stimulus although President Trump said he would agree to go higher than the $1.8 trillion. Moreover, the new administration will have to deal with a pandemic far from being controlled while a vaccine for coronavirus is not ready yet.